How to Get Kisan Credit Card from Banks and Cooperative Societies
Ramesh owns two bigha of land in a village near Varanasi. Every Kharif season, he borrows from a local sahukar (moneylender) at 24–36% interest to buy seeds and fertilizers. He repays after harvest, but barely breaks even. His neighbour Sunil got a Kisan Credit Card last year — borrowed ₹1.5 lakh at an effective rate…