Business & Finance
How to File Your Indian Income Tax Return as an NRI for FY 2025-26 – The Traps Most Guides Miss By C. Thiruvenkatam | Daily Hind News | 22 June 2026 Most NRI tax guides cover the basics correctly. What they rarely explain is where things go wrong quietly – the return filed on time,…
ITR Filing 2026: Which Deadline Applies to You – July 31 or August 31? By C. Thiruvenkatam | Daily Hind News | 22 June 2026 If you are salaried, your deadline to file the income tax return for FY 2025-26 is July 31, 2026. That has not changed. If you run a business or work…
EPF Balance Check 2026: 5 Ways to Check Your PF Balance Right Now – Without Visiting Any Office By C. Thiruvenkatam | Daily Hind News | 25 May 2026 Every month, a portion of your salary quietly goes into your EPF account. Your employer adds their share on top. And interest gets credited annually at…
You have never defaulted on anything. Never borrowed more than you could repay. And in some cases, never borrowed at all. Yet when you apply for a home loan, the bank’s first question is about your CIBIL score — and what comes back either does not exist or is lower than you expected. The frustration…
Author: Chinnagounder Thiruvenkatam Published Date: May 18, 2026 Last-Verified Date: May 18, 2026 The notice arrived on a Tuesday in October. ₹16,800 in additional tax plus interest, for a mismatch between the interest income declared in the ITR and the interest income recorded in the Annual Information Statement. The taxpayer had three fixed deposits. She…
You got a better offer. You accepted. Your last day at the old company is June 30. Your first day at the new company is July 15. In those two weeks – and in the first months at the new job – something is happening to the provident fund you spent three years building. Neither…
Author: Chinnagounder Thiruvenkatam Published Date: May 16, 2026 Last-Verified Date: May 16, 2026 If your life insurance policy pays you a lump sum when it matures – when the policy term ends and you are still alive – you are almost certainly holding an endowment plan. And if you have been holding it for more…
You apply for a home loan. The bank rejects it — citing poor credit score. But you have never defaulted on anything in your life. You check your CIBIL report for the first time. And there it is: a personal loan of ₹45,000 from an NBFC you have never heard of, opened two years ago,…
Every May and June, the same anxiety hits lakhs of salaried Indians. You meant to file ITR last year. You just never got around to it. Then you did not file this year either. Now the deadline is approaching again and you are wondering — what actually happens if you have not filed ITR for…